We got you covered

Comprehensive Church Insurance Solutions

Protecting Sacred Spaces in Arkansas with Sargent Insurance Agency
Get Started

Many years in business

100% customer satisfaction

6 Knowledgeable advisors

Multiple coverage options to choose from

Church Insurance Provided By Our Agency

Temples, synagogues, mosques, and churches are places of worship that are more than just buildings. They are sacred havens for prayer, community, connection, and spirituality. Therefore, these spaces must ensure the safety of all attendees and manage risks on their properties.

Click And Learn

General Liability
Commercial Property
Commercial Auto
Worker’s Compensation
Pastoral Professional Liability

General liability coverage

Risk Factors

A churchgoer trips on broken stairs and breaks his arm. You need to pay for medical expenses.

Solution

Your general liability policy would cover the medical or other expenses you are liable to pay.

Commercial property coverage

Risk Factors

Suppose the candles in your church start a fire and spread throughout the church, damaging furniture and other appliances.

Solution

Your commercial property insurance would help you cover the costs of repairs and damages to your church property.

Commercial auto coverage

Risk Factors

If any of your company vehicles are involved in an accident, you have to pay for third-party bodily injury, property damage, or pollution cleanup.

Solution

Commercial Auto policy would cover any expense for the medical care of the other driver and repair his property.

Worker’s compensation coverage

Risk Factors

While carrying heavy equipment, your employee injures themselves. They need medical care and cannot work until he recovers.

Solution

Workers’ compensation would pay for their medical bills and a portion of lost income while they recover and cannot work.

Pastoral professional liability coverage

Risk Factors

A couple claims your failure to provide spiritual guidance led to their divorce.

Solution

Pastoral professional liability insurance covers this by paying for your legal defense, including lawyer’s fees, court costs, and court-ordered awards or settlements.

Understanding Church Insurance

Church Insurance is tailored to meet the specific coverage needs of religious organizations, including churches. Protecting your property, employees, or vehicles is essential to maintaining your organization's financial health in Arkansas.

Essential Church Insurance Coverages

General Liability: This common coverage for churches protects against various incidents, such as a worshiper's injury on a slippery floor.

Business Owners Policy (BOP): Combines liability coverage with protection for your church building and property.

Commercial Auto Offers coverage for both physical damage and liability for church vehicles, including vans, buses, and other vehicles used for charity events, errands, and passenger transport.

9 Key Risk Areas for Churches in Arkansas

Effective risk management begins with evaluating your ministry's practices and operations. Here are nine essential things to think about when developing a risk management plan for your church in Little Rock:

  1. Accident Prevention: Are your sidewalks well-lit, dry, and covered with non-slip material? Are walkways and doors unobstructed? Is the parking lot safe? Is playground equipment well-maintained?

  2. Childcare: Do you use a paging system to ensure children are returned only to authorized parents? Do you conduct background checks on all workers and volunteers?

  3. Fire Protection: Does your church have a fire alarm system and readily accessible fire extinguishers? Are your fire sprinklers maintained?

  4. Transportation Safety: Are church-owned vehicles well-maintained? Do you use volunteer drivers? Do they have adequate insurance and training for driving large vans or buses?

  5. Counseling: Does your church or individual counselors carry professional liability insurance? Do you have policies that cover counseling activities?

  6. Finances/Payroll: Are dual signatures required for checks above a certain amount? Does your church file the appropriate employee tax forms, including W-2s and 1099s?

  7. Volunteer Selection & Training: Does your church thoroughly screen volunteers working with children or driving church vehicles? Are volunteers supervised and trained in their responsibilities?

  8. Security: Does your church have an electronic security system? Do you enforce a strict key monitoring system? Is there adequate lighting around doors, parking lots, and the rear of buildings?

  9. Church Employees: Are hiring policies up-to-date? Is ongoing training provided? Do you have a sexual harassment policy in place?

Ensuring Peace of Mind with Sargent Insurance Agency in Arkansas

At Sargent Insurance Agency, we understand the unique needs of religious organizations. Our church insurance solutions are designed to provide comprehensive protection for your sacred space. Contact us today to learn more about how we can help safeguard your church in Arkansas.

Already have Church Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.

Already have Church Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
Request a Quote

Get Personalized  Insurance

Name(Required)
This field is for validation purposes and should be left unchanged.

Sargent Insurance Agency

Also providing service throughout Camden, Helena – W. Helena, Maumelle, North Little Rock, and Pine Bluff areas. – Licensed in Alabama, Arkansas, Mississippi, Tennessee and Texas.
7107 West 12th St. Suite 103 Little Rock, AR 72204
1120 Washington St Camden, AR 71701
2600 West 28th Pine Bluff, AR 71603
421 Perry St Helena AR 72342
Monday ---------  9:00am - 5.00pm
Tuesday ---------  9:00am - 5.00pm
Wednesday ----  9:00am - 5.00pm
Thursday -------- 9:00am - 5.00pm
Friday ------------- 9:00am - 5.00pm
Saturday --------  closed
Sunday ----------- closed
© 2024 Sargent Insurance Agency Designed by Amplispot
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram Skip to content