Church Insurance

• General Liability: Covers injuries and property damage claims on your premises.
• Business Owners Policy (BOP): Bundles liability with protection for your sanctuary and support buildings.
• Commercial Auto: Insures vans, buses, and other vehicles used for ministry events and transportation.

1. Accident Prevention: Are walkways well-lit, dry, and free of obstacles?
2. Childcare Safety: Do you verify volunteer backgrounds and secure pick-up procedures?
3. Fire Protection: Are alarms, extinguishers, and sprinklers regularly inspected?
4. Transportation Safety: Are church vehicles maintained and drivers properly trained?
5. Counseling Services: Does your staff carry professional liability insurance?
6. Financial Controls: Are dual signatures required on large checks and payroll reviewed?
7. Volunteer Training: Are volunteers screened, supervised, and trained for their roles?
8. Security Measures: Do you use key controls, surveillance, and adequate exterior lighting?
9. Employee Policies: Are hiring, harassment, and safety policies up-to-date and enforced?

At Sargent Insurance Agency, we understand your church’s role in the community. Our family-led team will design a reliable Arkansas church insurance program so you can focus on your congregation—instead of worrying about what could go wrong.