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Comprehensive Commercial Property Insurance Solutions

Protecting Your Business Assets in Arkansas with Sargent Insurance Agency
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Many years in business

100% customer satisfaction

6 Knowledgeable advisors

Multiple coverage options to choose from

Commercial Property Insurance Provided By Our Agency

The success of your business is often reflected in where you operate. Whether your wholesale company has acquired a second warehouse or you've expanded your beauty salon with additional stations, protecting your commercial property from unexpected events is crucial. At Sargent Insurance Agency, we understand the challenges faced by small business owners in Arkansas and are here to help you navigate your insurance options to find the coverage you need.

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Damage to property
Loss of important documents
Loss of inventory
Making risky investments

Damage to property coverage

Risk Factors

Your small business is located in California, and it’s been a dry season. Unfortunately, California is prone to wildfires. Your business property is destroyed in the fire.

Solution

Your insurance company will cover the cost of rebuilding the property, income lost during the period of rebuilding, and any equipment that was destroyed in the fire.

Loss of important documents coverage

Risk Factors

A sudden circuit failure in the night burns down a room full of important documents and past records.

Solution

Your insurance company will be paying you for the reimbursement of making the documents again.

Loss of inventory coverage

Risk Factors

You show up at your business office to find the door ajar and broken glass everywhere. You see that all of your computers have been stolen.

Solution

If you choose replacement cost value under your property insurance, your insurance company will replace the broken window and computers.

Making risky investments coverage

Risk Factors

Storms sweep through your area and a tornado touches down close to your small business. A tree has fallen through the side wall damaging your furniture badly.

Solution

Your insurance company will process your claim and cover the cost of repair or replacement to your commercial property.

Personal Possessions Coverage

Risk Factors

You mastered the basics of surfing during lessons in Hawaii but your wedding ring is stolen.

Solution

With personal possessions coverage, lost jewellery is covered up to your policy limits.

Understanding Commercial Property Insurance

Commercial property insurance is needed for any business, whether you own your building, lease it, or even work from home. This insurance protects your building, its contents, and exterior fixtures, such as fences or outdoor signs. Core coverages include protection against fire, explosions, burst pipes, storms, theft, and vandalism. However, it’s important to note that earthquakes and floods are typically excluded unless specifically added to your policy.

Coverage Offered by Commercial Property Insurance

Commercial property insurance safeguards the physical assets of your company in Little Rock, including:

  • Computers
  • Furniture and equipment
  • Exterior signs
  • Fence and landscaping
  • Important documents
  • Inventory
  • Property belonging to others

Additional Commercial Property Insurance Options

Beyond basic coverage, there are various additional commercial property insurance options available to further protect your business in Arkansas:

Boiler and Machinery Insurance: Covers the accidental breakdown of boilers, machinery, and other equipment.

Debris Removal Insurance: Covers the cost of clearing debris after a disaster, such as a fire or a windstorm.

Builder’s Risk Insurance: Protects buildings under construction.

Glass Protection: Covers storefront and plate glass windows.

Inland Marine Insurance: Protects property in transit and other people’s property on your premises.

Business Interruption Insurance: Covers lost revenue and expenses due to property damage or loss.

Ordinance or Law Insurance: Pays for the costs of demolishing and rebuilding in compliance with current laws.

Tenant’s Insurance: Required for commercial lease agreements to cover alterations made to rented spaces.

Crime Insurance: Covers property crimes, including theft and burglary.

Fidelity Bonds: Compensates for losses caused by an employee’s theft of money or property.

The Importance of Commercial Property Insurance

Accidents and losses can happen regardless of your business's size or nature. Fires, thefts, storm damage, flooding, and even power outages can lead to significant financial loss. Because these events are unpredictable, it’s essential to have comprehensive commercial property insurance to protect your business assets in Arkansas.

Get in Touch with Sargent Insurance Agency Today

Don’t leave your business vulnerable to unforeseen events. Contact Sargent Insurance Agency today to learn more about commercial property insurance and the various options available to safeguard your business in Arkansas.

Already have Commercial Property Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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Sargent Insurance Agency

Also providing service throughout Camden, Helena – W. Helena, Maumelle, North Little Rock, and Pine Bluff areas. – Licensed in Alabama, Arkansas, Mississippi, Tennessee and Texas.
7107 West 12th St. Suite 103 Little Rock, AR 72204
1120 Washington St Camden, AR 71701
2600 West 28th Pine Bluff, AR 71603
421 Perry St Helena AR 72342
Monday ---------  9:00am - 5.00pm
Tuesday ---------  9:00am - 5.00pm
Wednesday ----  9:00am - 5.00pm
Thursday -------- 9:00am - 5.00pm
Friday ------------- 9:00am - 5.00pm
Saturday --------  closed
Sunday ----------- closed
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