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Comprehensive Condo Association Insurance Solutions by Sargent Insurance Agency

Secure Your Business Condo Association in Arkansas with Our Tailored Insurance Plans
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Condo-Insurance

Condo Association Insurance Provided By Our Agency

Depending on the specifics of your business condo association in Arkansas, more than the coverage provided by your insurance policy might be required. Condo association insurance typically addresses the general common areas of the building, offering both property and liability coverage.

Understanding Condo Insurance

A condo association's insurance policy generally covers the building's structure and common areas. However, the association's rules might not extend to the interior of your unit, and coverage can vary based on state regulations. Therefore, it's vital to understand the distinctions between a condo association's policy and an owner's insurance policy to ensure comprehensive protection.

The Importance of Condo Insurance

Even if your condominium association in Arkansas has its own coverage, condo insurance remains essential. The association's insurance might include the building, shared property, and liability insurance association. Still, it often won't cover personal losses such as break-ins, water damage to your living room, or injuries within your unit. This is where personalized condominium insurance for condo or co-op owners becomes crucial.

Condominium policies are designed to safeguard your personal belongings and the interior of your unit. Additionally, they offer liability protection for bodily injury or property damage to others.

Coverage Details of a Condo Insurance Policy

Here are a few customizable features available in the Business Condo Association Policy provided by Sargent Insurance Agency in Arkansas:

Building Coverage: This covers the building and any attached structures, including fixtures, flooring, cabinets, and any common buildings your Business Condo Association may have.

Backup of Sewer and Drain: Covers unintentional direct physical loss to company personal property at your location brought on by a covered backup.

Comprehensive General Liability: Protects against legal liability for personal injury, property damage, bodily injury, and advertising injury to others.

Directors and Officers Liability: Safeguards your association board members against claims of wrongful acts while performing their duties.

Ordinance and Law: Covers the additional expenses incurred for rebuilding or repairing damaged buildings due to local laws or regulations being enforced.

Loss of Income and Extra Expense: Covers up to 12 months of lost income if business operations are suspended due to an accidental direct physical loss covered by the policy, including necessary extra expenses incurred during restoration.

Replacement Cost Claim Settlement: In accordance with your policy's terms and conditions, claim payments are determined by the cost of replacing your damaged property.

Ensure your business condo association in Arkansas is comprehensively protected with a tailored insurance policy from Sargent Insurance Agency. Contact us today to learn more about how we can customize a policy to meet your needs.

Already have Auto Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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Sargent Insurance Agency

Also providing service throughout Camden, Helena – W. Helena, Maumelle, North Little Rock, and Pine Bluff areas. – Licensed in Alabama, Arkansas, Mississippi, Tennessee and Texas.
7107 West 12th St. Suite 103 Little Rock, AR 72204
1120 Washington St Camden, AR 71701
2600 West 28th Pine Bluff, AR 71603
421 Perry St Helena AR 72342
Monday ---------  9:00am - 5.00pm
Tuesday ---------  9:00am - 5.00pm
Wednesday ----  9:00am - 5.00pm
Thursday -------- 9:00am - 5.00pm
Friday ------------- 9:00am - 5.00pm
Saturday --------  closed
Sunday ----------- closed
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