Directors and Officers Insurance Provided By Our Agency

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Trusted protection for your business leaders, because making big decisions should never come with unnecessary risks

In today's complex business environment, D&O claims from stakeholders like shareholders, customers, vendors, competitors, suppliers, regulators, and creditors create serious risks for companies in every sector. Directors & Officers (D&O) insurance protects the personal assets of company leaders when the organization is unable or unwilling to pay for their defense costs, along with any settlements or judgments that may arise.

As a business leader, every major decision you make can affect your company and your personal liability. That’s why Directors and Officers (D&O) Insurance is a vital layer of protection. Whether you lead a nonprofit, private firm, or public corporation, D&O coverage helps protect your personal assets if you’re ever sued over decisions made in your role.

At Sargent Insurance Agency, we understand how much responsibility rests on your shoulders. We're here to help you stay focused on guiding your organization forward, knowing you're backed by a policy that works as hard as you do.

D&O Insurance helps shield decision-makers from personal losses related to lawsuits tied to business decisions. It's more than protection—it's peace of mind for those guiding the future of a company or organization.

D&O insurance covers claims made against your organization’s directors, officers, and senior leaders for actual or alleged wrongful acts. These may include:

  • Breach of fiduciary duty
  • Misrepresentation or mismanagement
  • Negligence in oversight or hiring
  • Errors in financial reporting
  • Lack of regulatory compliance

This policy can help cover legal fees, settlements, and other defense costs, even if a claim turns out to be baseless.

Businesses and organizations of all sizes benefit from D&O coverage, including:

  • Private companies
  • Nonprofits and charitable organizations
  • Publicly traded corporations
  • Community boards and HOAs
  • Educational institutions

If your decisions could affect employees, investors, clients, or regulatory bodies—or if you sit on a board—you need this protection.

Here in Arkansas, many businesses are run by close-knit leadership teams. But even in small communities, directors and officers can still face legal claims from:

  • Employees
  • Vendors
  • Clients
  • Competitors
  • Regulatory agencies

Sargent Insurance Agency is a local team that understands both the legal landscape and the value of personal relationships. We help you choose the right level of coverage to protect yourself and your organization without overpaying.

  • Personal Asset Protection: Shields your home, savings, and retirement from lawsuits tied to business decisions.
  • Covers Defense Costs: Helps pay for legal representation, court fees, and settlements.
  • Boosts Investor Confidence: Shows stakeholders you're taking governance seriously.
  • Customizable Options: Coverage that can grow as your business or nonprofit expands.
  • Peace of Mind: Let your leadership focus on growth, not legal risks.

At Sargent Insurance Agency, we're more than just a provider; we're your neighbors. Our family-led team takes the time to understand your organization, answer your questions, and help you make confident insurance decisions.

We offer personalized support, flexible plans, and the peace of mind that comes with knowing you're protected.

Let’s make sure your leadership team is covered for the road ahead.

Let’s Get Started Together

Protecting your home starts with a conversation. Whether you're building, buying, or just reviewing your current plan, we're happy to help. No pressure. No hassle. Just honest, neighborly advice.

Call us today or request a callback. We’re always just down the road and ready to help you protect what matters most.

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