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Comprehensive Fitness Studio Insurance with Sargent Insurance Agency

Protect Your Gym and Fitness Center in Arkansas
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Many years in business

100% customer satisfaction

6 Knowledgeable advisors

Multiple coverage options to choose from

Protecting Your Fire Protection Contracting Business

Experiencing a fire at your gym or dealing with a lawsuit from an injury can severely impact your fitness business. Fitness studio insurance protects against property damage, client injuries, professional liabilities, and more.

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General Liability
Commercial Property Insurance
Business Auto
Worker’s Compensation

General liability coverage

Risk Factors

While carrying heavy equipment, an employee damages the furniture at your client's property. You are liable to pay for the damages.

Solution

Your general liability policy would cover the cost of repairs for the damage caused by your employee.

Commercial general liability coverage

Risk Factors

While carrying heavy equipment, an employee damages the furniture at your clients property. You are liable to pay for the damages.

Solution

Your general liability policy would cover the cost of repairs for the damage caused by your employee.

Business auto coverage

Risk Factors

If any of your company vehicles are involved in an accident, you have to pay for third-party bodily injury, property damage, or pollution cleanup.

Solution

Commercial Auto policy would cover any expense for the medical care of the other driver and the repair of his property.

Worker’s compensation coverage

Risk Factors

While installing a sprinkler at your client's site, your employee cuts their hands severely. As a result, they need medical care and cannot work until they recover.

Solution

Workers' compensation would pay for their medical bills and a portion of lost income while they recover and are unable to work.

What is Fitness Studio Insurance?

Fitness studio insurance is a comprehensive package that includes several policies, such as general liability, property coverage, and workers' compensation. Sometimes, gym owners are required to obtain specific policies to meet contractual requirements. However, even if not mandated, gym insurance is a wise investment to prevent lawsuits and other risks from depleting your business's finances.

Who Needs Fitness Studio Insurance?

With the diverse nature of fitness centers today, fitness studio insurance is essential for a wide range of facilities, including:

  • Boutique membership clubs
  • Health clubs
  • Fitness centers
  • Pilates, yoga, and spin studios
  • Franchise operations
  • 24/7 key access clubs

Every fitness business faces potential claims, but the physical activities and equipment involved increase the risk. According to the National Safety Council Injury Facts, exercise and exercise equipment caused 468,315 emergency room visits in 2019 alone. Although not all these injuries occurred in gyms, they highlight the importance of proper coverage.

In addition to injuries, gym owners might also face legal issues due to unsupervised workouts or equipment misuse. Gym owners need comprehensive insurance policies that cover these risks to avoid financial ruin due to unexpected incidents.

Protect Your Fitness Business in Arkansas

Gym owners in Arkansas must obtain insurance policies that address their unique risks, including supervised and unsupervised workouts. The potential for injuries, such as slips, falls, or even severe incidents like cardiac arrests, makes robust coverage indispensable. Don't risk your business's future due to inadequate insurance understanding.

Contact Sargent Insurance Agency Today

Ensure your gym and fitness center in Arkansas are fully protected. Contact Sargent Insurance Agency today to find the right insurance coverage tailored to your needs.

Already have Fire Protection Contractor Insurance? Switching is easy

It might be time to switch insurers whenever the service that your existing insurer provides doesn’t meet your needs. For example, if you have a poor claims experience or an unexplained rate increase, it might be time to consider other options

If you cancel a previous policy before a new policy is effective, you could run into some serious financial problems.

Contact us today to help you with multiple options to choose from.
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Sargent Insurance Agency

Also providing service throughout Camden, Helena – W. Helena, Maumelle, North Little Rock, and Pine Bluff areas. – Licensed in Alabama, Arkansas, Mississippi, Tennessee and Texas.
7107 West 12th St. Suite 103 Little Rock, AR 72204
1120 Washington St Camden, AR 71701
2600 West 28th Pine Bluff, AR 71603
421 Perry St Helena AR 72342
Monday ---------  9:00am - 5.00pm
Tuesday ---------  9:00am - 5.00pm
Wednesday ----  9:00am - 5.00pm
Thursday -------- 9:00am - 5.00pm
Friday ------------- 9:00am - 5.00pm
Saturday --------  closed
Sunday ----------- closed
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