What services are not covered by Part B?
Part B doesn't cover some services. You'll need to pay for them out of pocket. Some examples of these include:
- Routine physical examinations
- cosmetic surgery
- Dental care, including dentures
- Vision care, including eyeglasses or contact lenses
- Hearing aids
- Alternative health services like acupuncture and massage
- Long-term care
- Most prescription drugs
When can I apply?
Initial enrollment period: Around the time you turn 65, you have a 7-month opportunity to enroll in Medicare. It starts three months before your birth month, includes your birthday month, and lasts for three months following. You are not charged a fee to sign up for any aspect of Medicare during this time.
Open enrollment period (October 15–December 7). You can move from original Medicare (parts A and B) to Part C (Medicare Advantage) or vice versa. You can also add, withdraw, or modify a Part D plan. You can also swap Part C plans.
General enrollment period (January 1–March 31): If you didn't sign up for Medicare during your original enrollment period, you could do so now.
Special enrollment period: You can re-enroll in Medicare later during a special enrollment period if you postpone signing up for it for a valid reason. After your coverage expires or your work ends, you have eight months to enroll without incurring fees.
- Medicare is not easy to understand, and you need to consider many factors before finalizing which is the right fit for you. Our experts can help guide you. Talk to us today to know more.