Comprehensive RV Insurance with Sargent Insurance Agency

Protecting Every Mile of Your Journey Across Little Rock and Beyond

RV Insurance Coverage

RV Insurance in Little Rock

Protect your motorhome, camper, travel trailer, or horse trailer with customized RV insurance. Sargent Insurance Agency, located in Little Rock, Arkansas, helps you find the right coverage at a competitive price.

Bodily Injury: Pays medical bills and lost income if you’re at fault and someone is injured in an RV accident.

Vacation Liability: Provides liability protection when your RV is used as a temporary residence.

Towing & Labor: Covers towing, labor, and related trip interruption expenses like lodging and meals.

Roadside Assistance: 24/7 help with fuel delivery, towing, flat tires, or jumpstarts—especially more than 50 miles from home.

Uninsured Motorist: Protection if an uninsured or hit-and-run driver causes damage or injury.

Recreational Use: Policies available for up to 250 days/year—ideal for snowbirds, weekenders, or full-timers.

  • Agreed Value: You and your insurer agree on a payout amount upfront.
  • Stated Value: Payout is the lesser of the stated or actual market value.
  • Replacement Cost: Replace your RV with a similar new model—no depreciation.

  • Vacation Liability: Coverage while using your RV during trips.
  • Mexico Physical Damage: May extend protection to travel in Mexico.
  • Personal Effects Coverage: Replaces lost or damaged items like electronics and bedding.
  • Emergency Lodging/Trips: Covers costs if you’re stranded away from home.
  • Claims Support: 24/7 expert assistance and help from local agents.
  • Add-On Options: Customize with features like accident forgiveness, pet coverage, or diminishing deductibles.

  • Bundle & Save: Combine RV insurance with home, auto, or boat for extra savings.
  • Original Owner Discount: Updated RV? You may qualify for additional discounts.
  • Safe Driver Incentives: Clean driving record? Enjoy lower premiums.
  • Multi-Vehicle or Loyalty Savings: Insure more and stay loyal for better rates.

You’ll receive local, trusted, family-led guidance from quote to claim. We help you compare options, understand policies, and make confident coverage decisions—always with personal support when you're on the road.

  • Reach Out for a Free Quote: Call, stop by our West 12th Street office, or submit our online form.
  • Review Coverage Options: Share your RV details and travel plans to personalize your protection.
  • Customize & Finalize: Select your coverage and we’ll handle the setup.
  • Ride & Roam with Confidence: Enjoy your journeys knowing we’re here for claims, updates, or advice.

Protecting what matters most starts with a conversation

Whether you’re looking for new coverage, updating your current plan, or have a few questions, we’re here for you.

No pressure. No hassle. Just honest, friendly advice from a team that’s always nearby. Call us today or ask for a callback. We’re right down the road and ready to help.

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